A payday or cash advance loan, sometimes also referred to as a payday advance, short term loan or unsecured loan, is a short term loan agreement between you and a lender, typically for a small amount of money, provided for the purpose of making emergency cash available for those unforeseen occurrences.

In the majority of cases, a payday loan agreement is a simple contract agreed upon and signed by you and the lender. However, in a few instances, such loans in Martinez may be in the jurisdiction of and regulated by the Uniform Commercial Code and/or federal commercial laws.

One more thing you should know, not only in the name of responsibility to the consumer but also for legal reasons, is that a "payday loan" or "cash advance" is typically an "unsecured loan." In some cases, however, they fall under the category of "secured loans in Martinez." We encourage all of our prospective customers to learn the difference between the two before borrowing. Make sure you read the lenders agreement carefully.